RESEARCH OF ECONOMIC BEHAVIOR OF HOUSEHOLDS AS THE INVESTORS OF THE MARKET


  • N.I. Duchinska
  • O.V. Finogeeva
Keywords: Households, investments, savings, bank lending

Abstract

In the article the basic reasons of households` behavior as national economy investors are studied. The role of financial and banking in the process of individual households` savings attraction to the real sector is defined. The present financial instruments are analyzed. Research objective is determination of the main motives in behavior of a household not only to save, but also conscious to be an investor of national economy.In this research it is suggested to consider housekeeping as a potential investor, by means of introduction of new financial instruments and perfecting the institutional copulas of all participants of investment market.. Application of the newest financial instruments at the investment market of Ukraine is a pressing question from position of the use of all possibilities of modern development of society. International experience of the developed financial markets gives an opportunity to Ukraine to be integrated in a world economy, that is a necessity for bringing in of foreign investors, free motion of capitals, raising of competitiveness of national economy. Further directions of research of investment potential of housekeeping consist in development and improvement of new modern instruments of investment market, with the self-weighted risks and well-regulated legislatively. Also a separate question in relation to the increase of investment activity of housekeeping is an analysis of motivational mechanisms of behavior of man that encourages her to investment activity.

Author Biographies

N.I. Duchinska

Dr. Sc. of Economics, Head of the Department of Economic Theory and Marketing,
Oles Honchar Dnipro National Unsversity

D. Yavornitskogo, 35, Dnipro, Ukraine

O.V. Finogeeva

Lecturer of the Department of Economic Theory,
Oles Honchar Dnipro National Unsversity

D. Yavornitskogo, 35, Dnipro, Ukraine

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Published
2017-07-07
How to Cite
Duchinska, N., & Finogeeva, O. (2017). RESEARCH OF ECONOMIC BEHAVIOR OF HOUSEHOLDS AS THE INVESTORS OF THE MARKET. Economic Innovations, 19(2(64), 88-93. https://doi.org/https://doi.org/10.31520/ei.2017.19.2(64).88-93